WHY INVEST

Bank of Botetourt’s mission and vision guide its long-term strategy and disciplined decision-making. The Bank operates a relationship-driven banking model supported by local leadership and a focus on sustainable growth within the markets it serves, rather than short-term expansion.

The Bank’s strategy emphasizes organic growth in existing and adjacent markets, supported by efficient operations and selective investments in technology. Performance is primarily driven by core banking activities, including relationship-based lending and deposit growth, complemented by residential lending through Virginia Mountain Mortgage and financial planning and investment services through Botetourt Wealth Management. A conservative credit culture and prudent balance sheet management support stability, profitability, and resilience across economic cycles.

Guided by an experienced local board of directors and management team, the Bank maintains a disciplined approach to risk management and oversight. This framework supports consistent performance and the long-term creation of shareholder value aligned with the Bank’s mission and vision.

 

 

 

DIVIDENDS

$0.25
Quarterly

14 consecutive years of paying a dividend to our investors

 

ROA

1.22% 
as of 12-31-25

Profitability relative to asset size

 

ROE

12.29% 
as of 12-31-25

Rate of return on investment

 

BOOK VALUE

$44.19
as of 12-31-25

Per share accounting value of Bank stock

 

CAPITAL RATIO

10.42% 
as of 12-31-25

Percent of Bank capital to average assets

 

VOLUNTEER HOURS

880+

Bank employees donate personal time to many local causes

 

Vision

MISSION

 

Leading the bank with a commitment to outstanding service to customers and community.

Mission

VISION

 

To be recognized as the community bank of choice in our region because of our commitment and reputation for facilitating growth and prosperity for our customers.

Core Values

CORE VALUES

  • We build lasting relationships through exceptional customer service; 

  • We provide innovative financial services and solutions tailored to the needs of our customers; 

  • We foster a strong, caring, values driven employee culture; 

  • We have a thoughtful growth strategy and sound fiscal management; 

  • We are committed to and involved in the communities we serve.